Business Checking Accounts
Business Checking
- For the established business with diverse needs.
- $100 minimum deposit to open
- $4 monthly maintenance fee
- $.07 per debit item
- Customer pays for checks of their choice
Business Interest Checking
- This account is for individuals, sole proprietors or husbands and wives operating unincorporated businesses and non-profit organizations.
- $1000 minimum deposit to open
- $5 monthly maintenance fee if balance falls below $1000
- Unlimited number of debits as long as balance is $1000 or above
- $.15 charge per debit item if balance falls below $1000
- Rate is subject to change without notice.
- Bank reserves the right to require at least seven (7) days notice prior to withdrawal or transfer of any funds in the account.
Business Analysis Checking
- Our Business Analysis Checking Account is a non-interest bearing checking account available to all businesses.
- $100 minimum deposit to open
- $10 monthly maintenance fee
- Per Item Fees
- Deposits Credited: $0.40
- Deposited Items: $0.10
- Checks Paid: $0.15
- ACH Debits or Credits: $0.10
- Cash Handling
- Currency: $0.25/$100
- Coin: $0.10/roll
- The monthly service charge fees are based on an analysis of the account activity. An earnings credit is calculated for your average monthly collected balance and may offset the activity charges. Your account will be charged if the activity charges exceed the credit amount for the month.
Business Cds
Certificates of Deposit (CDs)
CERTIFICATES OF DEPOSIT *
- $500 minimum deposit to open this account
- A variety of maturity dates available
- Pays a market rate of interest through maturity date
- Maturity notice mailed 10 days prior to maturity date
- Automatic certificate renewal available
- Certificates can be used as collateral on loans
- Interest may be reinvested, deposited to another account or paid out by check
- Penalty for early withdrawal
* Certain restrictions apply, please call (912) 653-4396 for Pembroke or (912) 756-3391 for Richmond Hill to speak with a Customer Service Representative for rates and full disclosure and rate information.
Jumbo Certificates of Deposit
JUMBO CERTIFICATES OF DEPOSIT *
- $100,000 minimum deposit to open this account
- A variety of maturity dates available
- Pays a market rate of interest through maturity date
- Maturity notice mailed 10 days prior to maturity date
- Automatic certificate renewal available
- Certificates can be used as collateral on loans
- Interest may be reinvested, deposited to another account or paid out by check
- Penalty for early withdrawal
* Certain restrictions apply, please call (912) 653-4396 for Pembroke or (912) 756-3391 for Richmond Hill to speak with a Customer Service Representative for rates and full disclosure and rate information.
MasterCard
At First Bank of Coastal Georgia we are proud to announce that our MasterCard
will allow you more flexibility and convenience. With a First Bank of Coastal
Georgia MasterCard you will receive the credit you deserve.
- MasterCard offers:
- Revolving line of credit honored worldwide
- Cash advances available through financial institutions and Automated Teller Machines (ATMs) worldwide
- Monthly statement and payment plan
Contact a Customer Service Representative today at (912) 653-4396 for Pembroke or (912) 756-3391 for Richmond Hill for complete details!
MasterMoney Card
Say goodbye to those checks and hello to the MasterMoney Card!
- Easy and convenient access to your checking account without using checks
- Accepted anywhere MasterCard is accepted
- ATM access
- Issued upon approval
ATMs
- Convenient 24-hours access to First Bank of Coastal Georgia’s checking account with the MasterMoney Card.
- Statement and balance information available
- Cash advance from First Bank of Coastal Georgia’s MasterCard account
- Transactions reported on monthly checking or credit card account statement
- Withdrawals made at other ATMs are charged to your account under the per item fee schedule for your particular account
ATM Networks
- Account accessibility through the following networks: Cirrus, Pulse, Intercept, and MasterCard
- Provides cash from the customer’s checking account with First Bank of Coastal Georgia’s MasterMoney Card or cash advance from the customer’s Mastercard account.
- Gives customers the ability to make balance inquiries.
For a complete list of ATMs in the Intercept network visit http://www.surchargefree.com/
First Bank of Coastal Georgia
Pembroke Location
250 West Bacon Street
P. O. Box 8
Pembroke, GA 31321
Phone: (912) 653-4396
Fax: (912) 653-4786
Our Hours are:
Mon, Tues, Wed and Fri: 9am to 5pm
Thursday: 9am to 1pm
The Drive Thru opens at 8:30am Mon-Fri and is open from 9am to 12pm on Saturdays.
First Bank of Coastal Georgia
Richmond Hill Location
9720 Ford Avenue
P. O. Box 430
Richmond Hill, GA 31324
Phone: (912) 756-3391
Fax: (912) 756-3470
Our Hours are:
Mon thru Fri: 9am to 5pm
The Drive Thru opens at 8:30am Mon-Fri and is open from 9am to 12pm on Saturdays.
Electronic Banking
The First Bank of Coastal Georgia offers convenient online & mobile services:
- Online Banking
- Mobile Banking
- Text Banking
- Telephone Banking (866) 899-2116
- eStatements
- Bill Pay
NOTICE: The First Bank of Coastal Georgia is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.